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[Latest list update: 13 OCTOBER 2019]

We have been constantly receiving many requests through email about building an actual list of Native American Tribal loans direct lenders. We have compiled a huge 30+ list of the Direct tribal installment & payday loan lenders. The list is mostly focused on the number of the actual active native american lenders as of 2018 – 2019. It is a listing that covers all the current active indian reservation payday loans who are issuing tribal loans to their customers.

There’s no special ranking order in this lenders list. Also, don’t think of it as list that you can use to define the quality of the no credit check tribal loan lenders’ services.

As is it’s supposed to be, the new no teletrack tribal leners will keep on appearing on the market in 2020 while several others go away. For example, in 2017 a great deal of direct tribal lenders for bad credit companies ceased their presence on the market.

To see our list of Direct Payday loan lenders click here.

Table of Contents

Mobiloans, A Golden Valley Lending, B
Bison Green, A American Web Loan, C
Greenline Loans, A Great Plains Lending, D
West River Finance, A Blue Trust Loans, D
Green Trust Cash, A Big Picture Loans, F
Bright Star Cash, A FSST Financial Services, F
CashFairy, A Harvest Moon Loans, F
Silver Cloud Financial Inc, B
Majestic Lake Financial, B
Mountain Summit Financial, B

(Sorted bt the BBB rating score)


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What is a tribal loan?

Tribal loans are a payday loans alternative designed to help you meet short-term borrowing needs, such as for car repair, medical care for you or your family, travel expenses in connection with your job, or anything that requires cash quickly.


Tunica-Biloxi Tribe of Louisiana DBA: Mobiloans logo

Mobiloans

Get the emergency cash you need with a Mobiloans line of credit.  MobiLoans, LLC, a tribal lending entity wholly owned by the Tunica-Biloxi Tribe of Louisiana (“Tribe”), a federally recognized Indian tribe, operates within the Tribe’s reservation.

With Mobiloans, you get a line of credit, but the money you draw goes to your checking account or you can elect to receive it by check. You can draw as little or as much as you need. As you repay your line, you can draw more cash.

mobiloans review score

Mobiloans Trustpilot review score

  • Loan amount: $200-$2,500
  • APR: 206.14% – 442.31%
  • Loan term: 24-84 months
  • Credit score: Poor/Fair/Good/Excellent
Mobiloans

Click here to visit the website

Bison Green Lending

WLCC Lending BGL does business as Bison Green Lending and is a Native American owned company operating within the boundaries of the Pine Ridge Indian Reservation in South Dakota. Pine Ridge is home to various business and economic endeavors that support our tribal members.

Bison Green Lending provides installment loans to qualified borrowers following all federal and state regulations and guidelines for lending. But remember, installment loans are still an expensive form of borrowing and are only intended to help you for your emergency financial needs.

  • Loan amount: $200-$750
  • APR: 670-800%
  • Loan term: 1-3 months
  • Credit score: Poor/Fair/Good/Excellent
    Bison Green Logo

    Click here to visit the website



    Greenline Loans

    Greenline Loans is a fast and simple solution for your short-term cash needs. Applying for a loan takes just a few minutes and you can know within a few minutes if your application is approved. In most cases, your loan can be electronically deposited into your bank account the next business day!

    We pride ourselves on our customer service and go to great lengths to inform you of how your loan works. We offer you loans with flexible payment options that allow you to pay back the loan at your pace.

    • Loan amount: $300-$1,000
    • APR: 779.99% for a $300 loan
    • Loan term: 1-3 months
    • Credit score: Poor/Fair/Good/Excellent
      Greenline Loans

      Click here to visit the website



      West River Finance

      West River Cash is a Native American owned business operating within the boundaries of the Fort Belknap reservation. This means all lending practices are governed by tribal law. This provides consumers with a means to receive cash they might otherwise not receive, while providing a vital means of employment to members of our tribe.

      • Loan amount: $500
      • APR: 800%
      • Loan term: 1-6 months
      • Credit score: Poor/Fair/Good/Excellent
      West River Finance

      Click here to visit the website



      Green Trust Cash

      Green Trust Cash, LLC, is an entity formed under the laws of the Fort Belknap Indian Community of the Fort Belknap Reservation of Montana (the “Tribe”), a federally-recognized and sovereign American Indian Tribe. Green Trust Cash, LLC, is wholly-owned by the Tribe. Green Trust Cash, LLC, is a licensed lender authorized by the Tribe’s Tribal Regulatory Authority.

      • Loan amount: $300-$1,000
      • APR: 475% – 725%
      • Loan term: 1-3 months
      • Credit score: Poor/Fair/Good/Excellent
      Green Trust Cash logo

      Click here to visit the website



      Bright Star Cash

      american web loan sealNiizh, LLC does business as Bright Star Cash. Niizh, LLC is a Native American owned business created by and for the Lac Du Flambeau Indian Community, a Sovereign American Indian tribe. Our business is operated on the Lac du Flambeau Reservation located in Wisconsin. Niizh, LLC is an instrumentality and limited liability company which abides by all applicable federal laws and regulations established by the Lac du Flambeau Indian Tribe.

      • Loan amount: $100-$1,000
      • APR: 510.02% – 699.98%
      • Loan term: 1-3 months
      • Credit score: Poor/Fair/Good/Excellent
      Green Trust Cash logo

      Click here to visit the website



      Cash Fairy

      alert

      ALERT!

      Clearwater Lending, LLC d/b/a/ CashFairy.com is a Tribal enterprise and economic arm, wholly owned and operated by the Ft. Belknap Indian Community (“Tribe”), a federally-recognized sovereign American Indian Tribe, and created by the Tribal Council for the benefit of the Tribe. Any Agreement entered into through this Application shall be governed by applicable Tribal and federal law.

      • Loan amount: $100-$1,000
      • APR: 800%
      • Loan term: 1-2 months
      • Credit score: Poor/Fair/Good/Excellent
      Cash Fairy logo

      Click here to visit the website



      Golden Valley Lending

      Golden Valley Lending is owned by the Habematelol Pomo, a federally recognized tribal group of Upper Lake, California. We not only lend consumers money when they need it most, we offer the tribe a way of achieving economic self-sufficiency.

      Ancestral Pomo people have occupied parts of central and Northern California for as long as history has been recorded. And today, those who have remained or returned to the ancestral tribal lands seek to conserve the land, educate their children, preserve the Pomo culture and provide economic stability to the community and people.

      golden valley lending trustpilot review score

      Golden Valley Lending Trustpilot review score

      • Loan amount: $300-$1,500
      • APR: 200-800%
      • Loan term: 1-3 months
      • Credit score: Poor/Fair/Good/Excellent
      Golden Valley Lending logo

      Click here to visit the website



      American Web Loan

      american web loan sealAmerican Web Loan is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a sovereign nation located within the United States of America. American Web Loan is licensed and regulated under the Otoe-Missouria Tribal Consumer Financial Services Ordinance. We are not payday or a cash advance lender.

      • Loan amount: $300-$2,500
      • APR: 480-800%
      • Loan term: 0.5-1 month
      • Credit score: Poor/Fair/Good/Excellent
      American Web Loan

      Click here to visit the website



      Great Plains Lending

      Great Plains Lending LLC, sealGreat Plains Lending is a tribal lending entity wholly owned by the Otoe-Missouria Tribe of Indians, a sovereign nation located within the United States of America, and is operating within the boundaries of the Otoe-Missouria Reservation. Committed to giving customers a loan that is simple, and hassle free to cover life’s unexpected expenses.

      great plains lending trustpilot review score

      Great Plains Lending trustpilot review score

      • Loan amount: $100-$1,000
      • APR: 328.11% to 448.76%
      • Loan term: 4-3 months
      • Credit score: Poor/Fair/Good/Excellent
      Great Plains Lending Logo

      Click to enter the direct lender website



      Blue Trust Loans

      Cash loans up to $2,000 with Blue Trust Loans. Want to know a secret? Apply now for a Blue Trust Loan and you could get up to $2,000 by the next business day. We have exclusive special offers!

      blue trust loans trustpilot review score

      Blue Trust Loans trustpilot review score

      • Loan Amount: $100 – $2,000
      • APR: 471.7846% – 841.4532%
      • Loan term: 1-6 months
      • Credit score: Poor/Fair/Good/Excellent
      Blue Trust Loans Logo

      Click to enter the direct lender website



      Big Picture Loans

      Big Picture Loans was formed by the Tribe to enhance the Tribe’s self-determination and further diversify the Tribe’s economy. Big Picture Loans is an economic arm and instrumentality of the Tribe that is organized and licensed under Tribal law and is located on the Tribe’s reservation.

      big picture loans trustpilot review score

      Big Picture Loans trustpilot review score

      • Loan Amount: $200 – $3,500
      • APR: 35%† – 600%
      • Loan term: 4-18 months
      • Credit score: Poor/Fair/Good/Excellent
        BIG PICTURE LOANS

        Click here to visit the website



        Please be advised!

        The Washington State Department of Financial Institutions (DFI) has received complaints about the following online lenders:

        • Island Finance, LLC d/b/a White Hills Cash
        • Clear Water Lending, LLC d/b/a Cash Fairy
        • West River Finance, LLC d/b/a West River Cash
        • North Star Finance, LLC d/b/a Northcash
        • Northern Plains Funding, LLC d/b/a Northern Plains Funding
        • Riverbend Finance, LLC d/b/a Riverbend Cash
        • Target Finance, LLC d/b/a Target Cash Now

        Pattern of Complaint
        It appears that these companies may be operating as online tribal lending companies. These companies assert ownership by the Fort Belknap Indian Community, a federally recognized Indian Tribe. These companies are not licensed by DFI and are not registered to conduct business in Washington State by the Department of Licensing, the Department of Revenue or the Secretary of State.


        *APR = ((Total Fees/Avg. Principal Balance)/Number of Billing Cycles) * Billing Cycles per year * 100

        1. Total Fees = Sum of all Cash Advance fees + Sum of all fix finance changes
        2. Average Principal Balance = the sum of each principal balance at the end of each period divided by the number of payments
        3. Number of Billing Cycles = the total number of payments
        4. Billing Cycles per year = Biweekly/Weekly (you are paid weekly or every two weeks) = 26 and Monthly/Twice monthly (you are paid monthly or two times a month) = 24