Hurricanes have caused significant damages in the United States. From Maine to Texas, the coastline is crowded with condominium towers, homes, and cities built on the sand waiting for the next storm to browbeat its residents and their dreams. There are some 45 million permanent residents along the hurricane-prone coastline, and the population is still growing. Scanning through the data, you will find that the most rapid growth has been in the Sunbelt from Texas through the Carolinas. And not to forget, Florida, where hurricanes are most frequent, leads the country in terms of new residents.
A large part of the coastal areas with high population densities are subjected to flooding from the hurricane's storm surge, which has caused extreme property damage and the loss of many lives. Katrina, being the most destructive storm to hit the United States in the US history, caused the damages of $108 billion as per the data provided by the National Oceanic and Atmospheric Administration (NOAA).
An article, released by the Associated Press on Nov.2, 2012, provides total damage caused by Hurricane Sandy to be up to $50 billion. The total was estimated by Eqecat, a catastrophic risk management consulting firm. And insurance companies were liable to pay $10-$20 billion, which was a hefty price to pay. However, many reports have suggested a good number of insurance claims were turned down or settled at lower amounts. A Star-Ledger review of state data shows that nearly one out of every four of Hurricane Sandy insurance claims resulted in no payment to the policyholders.
The best way to ensure that one's insurance claim is not turned down is to take assistance from a hurricane claim adjuster. A public insurance adjuster provides hurricane claim help for the victims with full compassion. Many victims of a hurricane have said that attempting to manage their hurricane damage claims and dealing with the insurance companies was more inundating than the actual hurricane. An experienced insurance claim adjuster makes the whole process of getting insurance easier and ensures that the claimant gets the maximum settlement money. Many times, insurance claim adjusters have been able to help the homeowners get settlements, whose claims were once denied.
When a calamity hits, whether it is a hurricane or any other, one should always take the assistance of a public insurance adjuster to make sure that one gets the maximum settlement, ruling out any possibility of a claim rejection.
The author is a freelance writer. He has written many articles and blogs on various topics related to insurance claim adjuster.