10 Top Alternatives to Payday Loans of 2023

Payday loans come with several benefits, there are significant disadvantages to be aware of as well. In fact, it’s even worth considering other options to meet your financial needs. What kind of alternatives are there to payday loans? Here are 10 Top Alternatives to Payday Loans, so keep reading to find out.

10 Top Alternatives to Payday Loans

1. Seek credit counseling / repair your credit

A credit counselor, community assistance program or a nonprofit can help you create a budget and a debt repayment plan to repair your credit. The main benefit to credit counseling is solving the actual issues that led you to the financial problems in the first place. You may even have enough savings right away that’ll help you avoid taking out a payday loan.

2. Build an emergency savings account

Building an emergency savings account can be tough, especially when money is tight. But the value of that preparedness can’t be overstated. The ability to maneuver through an unexpected setback without adding debt or creating potential future hardships is worth the effort.

If you don’t have money socked away for a rainy day, start working on that today. Having to burn through your savings in the face of a crisis is painful, but substantially less painful than spending years trying to work your way out from under debt.

3. Consider an installment loan

You can typically get an installment loan quickly and at a better interest rate and longer repayment terms than a payday loan. Some lenders may even look at more than your credit score when evaluating your application. Check out the lenders in the table below for installment loan options.

One of the best alternatives to Payday lenders in 2023 is JORA CREDIT

“Jora Credit offers a simple, reliable way for underserved or underbanked Americans to get an installment loan when they need it most. As one of the best alternatives to payday lenders, our customers have the flexibility to repay the loan over a duration of time that makes sense for their lives and budget. With a simple and secure application process from any device, first-time customers can have $500 – $2,600 cash in their pocket as soon as the same business day.”

4. Consolidate debt

If high-interest debt is holding you back from meeting your other financial obligations, you might benefit from consolidating that debt. This means borrowing money to pay off multiple debts, then paying off that one loan. This reduces the confusion of having multiple payments and may even offer a lower monthly payment while you eliminate your debt. You could save on interest and pay off your debt faster.

Get out of a payday loan cycle by consolidating debt + other steps

5. Ask friends or family for help

It’s awkward. It’s uncomfortable. It’s something you’d probably rather avoid whenever possible. But in an emergency situation, borrowing money from friends and family is an option – and it’s entirely preferable to using a payday loan. They may be more than happy to lend a hand.

This type of loan often has the advantage of no interest.

6. Look into a credit card cash advance

Cash advances aren’t always the best option because of their high APRs, but in a pinch, the fees and terms may be better than what you can find with a payday loan. It’s often better to take the high rate for a cash advance that you can pay off over a longer term.

Avoid payday loans with the Build Card for bad credit

7. Use a traditional loan from a bank or credit union

You may be able to take out a small loan with your banking institution. Credit unions especially are known for offering loans at great rates. Furthermore, they’re often more willing to look at additional approval factors besides finances when extending loans, such as how long you’ve held your account.

8. Use traditional credit in slightly less traditional ways

Depending on the nature of your need, if what you’re looking for is quick cash, you may be able to take out a cash advance on your credit card. A cash advance is basically a small cash loan from your credit card company. It looks similar to a credit card purchase (there will likely be a cap on how much you can draw based on your credit limit) but comes with additional fees and an often larger interest rate.

Doesn’t sound that great, does it? In truth, cash advances aren’t a great idea in most circumstances. That said, if you’re in a tough situation and considering a payday loan, taking a cash advance on your credit card is a possible alternative. Neither is great, however chances are good that the advance will be slightly easier to repay.

9. Find quick ways to make extra cash in 2023

If you’re short just a bit of money, you could find a quick gig to collect some cash. Car and house sharing, selling unwanted items and market research are a few ways you can bring in money if you have extra time. The effort may pay off double-time. You won’t have to pay interest on a loan, and you could discover a new stream of consistent revenue.

10. Negotiate with your creditors

At the end of the day, your creditors want to get paid, and they may be willing to work with you to ensure that they do. Contact them and let them know that you’re having problems keeping up with your debt. They may help you create a repayment plan or extend your due date to ease your burden through financial assistance.

Find out Local funds related resources in your state

Click on your state from the list below to find local resources which may help you get free financial support, help with basic living, meeting your energy needs, buy groceries, household, food for those in need through donations to relieve some of the funds constraints.

Alabama

Alabama Department of Human Resources – Food Assistance Division
The Food Assistance Division in Alabama operates the state’s Food Stamp Program. If you’re in an eligible low-income household, you could receive a monthly benefit to buy groceries.

Phone number: (334) 242-1700
Website: dhr.alabama.gov/services/Food_Assistance/Food_Assistance_Division.aspx
Physical address:
Alabama Department of Human Resources
Food Assistance Division
50 North Ripley St.
Montgomery, AL 36130

Alabama Medicaid Agency
Using the federally funded program Medicaid, the Alabama Medicaid Agency provides funding for medical and healthcare services for eligible citizens with limited resources. Low income families and expecting mothers, long-term care residents, and disabled residents all qualify.

Phone number: (334) 242-5000
Physical address:
Alabama Medicaid Agency
PO Box 5624
Montgomery, AL 36103-5624

Low Income Home Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through inexpensive weatherization services.

Phone number: (877) 688-3328
Website: www.adeca.alabama.gov/Divisions/energy/Pages/EnergyAssistance.aspx
Physical address:
Debt Reduction Services -Corporate Headquarters
6213 N. Cloverdale Rd. Suite 100
Boise, ID 83713

Debt Reduction Services Inc. | Free Personal Financial Education Services
Debt Reduction Services Inc. offers consumers programs and specialized material to educate themselves and others on getting out of debt.

Phone number: (877) 688-3328
Website: www.debtreductionservices.org/resources/education/
Physical address:
Debt Reduction Services -Corporate Headquarters
6213 N. Cloverdale Rd. Suite 100
Boise, ID 83713

Alaska

Food Stamp Program
This federal and state funded program offers food assistance to eligible households in Alaska.

Phone number: 1-907-465-3347
Website: dhss.alaska.gov/dpa/Pages/fstamps/default.aspx
Physical address:
Alaskan Food Stamp Program
PO Box 110640
Juneau, AK 99811-0640

Heating Assistance Program (HAP)
The Heating Assistance Program (HAP) offers renters and homeowners in Alaska financial aid with regard to heating expenses.

Phone number: 1-800-470-3058
1-888-804-6330
Website: dhss.alaska.gov/dpa/Pages/hap/default.aspx
Physical address:
HAP
350 Main Street, Suite 317 Juneau, AK 99811-1700

General Relief Assistance (GRA)
General Relief Assistance (GRA) can help to provide food, shelter, utilities, and other basic needs for those experiencing financial crises.

Phone number: 1-907-465-3347
1-800-478-3537
Website: dhss.alaska.gov/dpa/Pages/gra/default.aspx
Physical address:
Division of Public Assistance
10002 Glacier Hwy, Suite 200 Juneau, AK 99801

Alaska Temporary Assistance Program (ATAP)
This program aids low-income families in Alaska to meet basic needs though employment services and cash assistance.

Phone number: 1-907-465-3347
Website: dhss.alaska.gov/dpa/Pages/atap/default.aspx
Physical address:
ATAP
PO Box 110640
Juneau, AK 99811-0640

Arizona

Cash Assistance Program
If you are an eligible low-income family with children, Arizona’s Cash Assistance Program can provide support programs and temporary cash benefits to help meet basic needs.

Phone number: 1-602-542-9935
1-800-352-8401
Website: www1.nyc.gov/site/dhs/index.page
Physical address:
Dept of Economic Security
PO Box 23167
Phoenix, AZ 85063

Phone number: 1-602-262-4520
Website: des.az.gov/services/aging-and-adult/community-services/energy-assistance
Physical address:
City of Phoenix Human Services
200 W. Washington St. 18th Floor
Phoenix, AZ 85003

Arkansas

Home Energy Assistance Program (HEAP)
Home Energy Assistance Program (HEAP) helps eligilbe households with the cost of heating and cooling their homes. If you are low-income, disabled, or an elderly resident, you could be eligible for utility benefits or inexpensive weatherization services to reduce your future energy costs.

Phone number: 1-501-682-8715
1-800-482-8988
Website: www.arkansas.gov/
Physical address:
Arkansas Department of Human Services, Slot S330
PO Box 1437 Little Rock
AR 72203-1437

Food Stamp Program
The federal and state funded Food Stamp Program provides eligible households with food assistance through Electronic Benefits transfer (EBT). If you’re in an eligible low-income household, you could receive these benefits to cover a portion of your food cost.

Phone number: 1-800-482-8988
1-501-682-8233
Website: humanservices.arkansas.gov/dco/Pages/SupportServices.aspx
Physical address:
Arkansas Dept. of Human Services Customer Service Unit,
PO Box 1437 Slot S340 Little Rock,
AR 72203-1437

California

California Work Opportunity and Responsibility to Kids (CalWORKs)
CalWORKS operates a state-wide welfare program. This program provides cash assistance to cover the basic needs of low-income families. Eligible Californians can receive either short-term or ongoing monthly assistance to cover the costs of medical expenses, food, shelter, and utilities.

Phone number: 866-613-3777
Website: www.cdss.ca.gov/CalWORKS
Physical address:
CalWorks Metro Family,
2315 S. Grand Ave, Los Angeles,
CA 90007

Cash Assistance Program for Immigrants (CAPI)
If you are a legal non-citizen who is not eligible for Supplemental Social Security Income or State Supplemental Payment the Cash Assistance Program for Immigrants (CAPI) can provide you with cash to help cover your basic needs.

Phone number: 866-613-3777
310-258-7400
626-569-1399
Website: dpss.lacounty.gov/wps/portal/dpss
Physical address:
CAPI Wilshire Office,
2415 W 6th St. Los Angeles,
CA 90057

Food Stamp Program (CalFresh)
CalFresh in California operates the state’s Food Stamp Program. If you’re in an eligible low-income household, you could receive a monthly benefit to buy groceries.

Phone number: 1-877-847-3663
Website: www.cdss.ca.gov/inforesources/calfresh
Physical address:
California Dept. of Social Services,
744 P Street, MS 8-16-50 Sacramento,
CA 95814

Colorado

Low Income Energy and Heating Assistance (LEAP)
Through the months of Novermber to May, Colorado’s Low Income Energy and Heating Assistance helps low-income residents with the cost of their energy needs.

Phone number: 1-303-866-5700
1-720-944-3666
Website: sites.google.com/a/state.co.us/cdhs-leap/
Physical address:
Dept. of Human Services-Denver,
1200 Federal Boulevard Denver,
CO 80204

Connecticut

Food Stamp Program
Connecticut’s Food Stamp Program provides eligible low-income residents with a monthly Electronic Benefits transfer (EBT) to cover a portion of your food cost.

Phone number: 1-800-842-1508
Website: portal.ct.gov/dss
Physical address:
The Department of Social Service, 25 Sigourney Street
Hartford, CT 06106-5033

Connecticut’s Winter Heating Assistance Program
Connecticut’s Winter Heating Assistance Program helps eligible households with the cost of heating their homes. Homeowners and renters can both be eligible for assistance in paying for a household’s primary heating source or for weatherization services.

Phone number: 1-800-842-1132
Website: portal.ct.gov/dss
Physical address:
Department of Social Services,
25 Sigourney Street Hartford,
CT 06106-5033

Delaware

Delaware Prescription Assistance Program
The Delaware Prescription Assistance Program (DPAP) provides funds necessary for eligible low-income, elderly or disabled individuals to pay for their prescription medication.

Phone number: 1-800-996-9969
Website: www.dhss.delaware.gov/dhss/dmma/dpap.html
Physical address:
EDS DPAP, PO Box 950 New Castle, DE 19720-0950
New Castle, DE 19720

Temporary Assistance for Needy Families (TANF)
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-302-255-9500
1-800-464-4357
Website: www.dhss.delaware.gov/dss/tanf.html
Physical address:
TANF, 1901 N. Du Pont Highway, Lewis Bldg.
New Castle, DE 19720

Food Supplement Program
Using the Delaware Food First Card, the Food Supplement Program provides monthly benefits to low-income families to buy nutritious foods directly from the grocery store.

Phone number: 1-302-255-9668
Website: www.dhss.delaware.gov/dhss/dss/foodstamps.html
Physical address:
Division of Social Services, 1901 N. Du Pont Highway, Lewis Bldg.
New Castle, DE 19720

Florida

Florida Food Assistance Program
This program aids low-income households in Florida afford nutritious food through financial assistance.

Phone number: 1-866-762-2237
Website: www.myflfamilies.com/service-programs/access-florida-food-medical-assistance-cash/food-assistance-and-suncap
Physical address:
ACCESS, Central Mail Center PO Box 5200 Tallahassee,
FL 32314-5200

Georgia

HomeSafe Georgia
HomeSafe Georgia assists unemployed residents and those whose income has significantly decreased by providing temporary mortgage assistance.

Phone number: 1-877-519-4443
1-770-806-2100
Website: www.homesafegeorgia.com
Physical address:
HomeSafe Georgia Georgia Dept of Community Affairs, 60 Executive Park South Atlanta, GA 30329-2231

Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization services.

Phone number: 1-800-869-1150
1-404-463-7259
Website: dfcs.georgia.gov/low-income-home-energy-assistance-program-liheap
Physical address:
Energy Assistance Program (LIHEAP),
Two Peachtree Street, NW, Suite 29-250 Atlanta,
GA 30303-3181

Medicaid
The federally funded program Medicaid provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-800-766-4456
1-404-647-5468
Website: dch.georgia.gov/medicaid
Physical address:
Medicaid Office Location- Georgia Department of Community Health 2 Peachtree Street, NW Atlanta, GA 30303

Phone number: 1-800-869-1150
Website: dfcs.georgia.gov/tanf-eligibility-requirements
Physical address:
Temporary Assistance for Needy Families(TANF)- Department of Human Services, Two Peachtree Street, NW, Suite 29-250 Atlanta, GA 30303-3181

Heating Energy Assistance Team (H.E.A.T.)
Heating Energy Assistance Team (H.E.A.T) assists eligible low-income Georgia residents pay for their utilities through direct collaboration with the community, energy companies, and other organizations.

Phone number: 1-678-406-0212
Website: www.heatga.org
Physical address:
H.E.A.T. Inc. 2167 Northlake Parkway, Suite 103
Tucker, GA 30084

Hawaii

LIHEAP in Hawaii
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization services.

Phone number: 1-808-586-5734
Website: humanservices.hawaii.gov/bessd/liheap/
Physical address:
BESSD/FAP/LIHEAP
Benefit, Employment, and Support Services Division
Financial Assistance Office
820 Mililani Street, Suite 606
Honolulu, Hawaii 96813

SNAP
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps. This program provides monthly funding through an EBT card to low income households and unemployed residents to buy nutritious food.

Phone number: 1-808-586-4997
Website: humanservices.hawaii.gov/bessd/snap/
Physical address:
SNAP- Director’s Office
1390 Miller Street, Room 209
Honolulu, HI 96813

Idaho

Ada County Indigent Services
Ada County Indigent Services operates a county-wide welfare service. This program provides assistance to cover the basic needs of low-income families including medical bills and rent.

Phone number: 1-208-287-7960
Website: adacounty.id.gov/Indigent-Services
Physical address:
Ada County Welfare Dept, 200 West Front St. Suite 3131, Boise, ID 83702

2-1-1 Idaho CareLine, Information and Referral- Boise (Westgate) Office
The 2-1-1 Idaho CareLine database includes resources and programs available for those looking for assistance with rent, utility costs, medical care, food benefits and more.

Phone number: 1-877-456-1233
1-800-926-2588
Website: www.211.idaho.gov
Physical address:
2-1-1 Idaho, 1720 Westgate Dr, Boise, ID 83704

The Idaho Foodbank
Using donations and funding through the help of corporations, nonprofits and government organizations the this Food Bank service helps by providing food, support services and information to low-income and unemployed individuals.

Phone number: 208-336-9643
Website: www.idahofoodbank.org
Physical address:
Idaho Foodbank, 3562 So. TK Ave. Boise, ID 83705

Illinois

Illinois Home Weatherization Assistance Program (IHWAP)
Illinois Home Weatherization Assistance Program (IHWAP) helps eligible households with the cost of heating and cooling their homes through inexpensive weatherization services to reduce your future energy costs.

Phone number: 1-877-411-9276
Website: www.illinois.gov/dceo/CommunityServices/HomeWeatherization/Pages/default.aspx
Physical address:
The Illinois Home Weatherization Assistance Program (IHWAP), 500 E Monroe Springfield, IL 62701
Chicago, Illinois 60604

DHS Temporary Assistance for Needy Families
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-800-843-6154
Website: www.dhs.state.il.us/page.aspx?item=30358
Physical address:
Department of Human Services Main Office(TANF) – Springfield Administrative Offices
100 S Grand Avenue East
Springfield, IL 62704

Indiana

Low Income Energy Assistance Program
Between mid November and May, the Low Income Energy Assistance Program helps eligible individuals and households in meeting their energy needs through financial assistance.

Phone number: 1-800-872-0371
1-202-429-8855
Website: www.in.gov/ihcda/2329.htm
Physical address:
Low Income Energy Assistance Program, 1016 West Edge Mall
Suite 420
Auburn, IN 46706

Community Harvest Food Bank
Community Harvest Food Bank of northeast Indiana provide food for those in need through donations from their network of donors, churches and more.

Phone number: 1-888-774-1465
1-219-447-3696
Website: www.communityharvest.org/
Physical address:
Community Harvest, 999 East Tillman Road Fort Wayne, IN 46816

Iowa

Food Assistance Program
The Food Assistance program offers healthy food to low income families in need to promote proper nutrition.

Phone number: 1-877-YES-FOOD
1-515-725-2600
Website: dhs.iowa.gov/food-assistance
Physical address:
Food Assistance Program- Polk County DHS, River place 2309 Euclid Ave Des Moines, IA 50310

Family Investment Program (FIP)
This program offers families in the transition from low income to self-sufficient with cash assistance to insure that children can remain cared for by their family.

Phone number: 1-515-281-4848
1-800-972-2017
Website: dhs.iowa.gov/cash-assistance
Physical address:
Family Investment Program(FIP)- Iowa Dept of Human Services 1305 E. Walnut, Des Moines, IA 50319-0114

LIHEAP in Iowa
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization services.

Phone number: 1-515-281-0859
Website: humanrights.iowa.gov/dcaa/liheap
Physical address:
LIHEAP Iowa Department of Human Rights/D.C.A.A.Lucas State Office Building Des Moines, IA 50319

Kansas

Kansas Department of Children and Families
The Kansas Department of Children and Families provides financial assistance to parents or guardians who require child care and are unable to cover the cost themselves.

Phone number: 1-888-369-4777
1-888-757-2445
Website: www.dcf.ks.gov/Pages/default.aspx
Physical address:
Kansas Department for Children and Families Office of the Secretary
915 SW Harrison Street
Topeka, Kansas 66612

Food Assistance Program
The Food Assistance program offers healthy food to the hungry and low income families in need to promote proper nutrition.

Phone number: 1-888-369-4777
1-800-997-6666
Website: www.dcf.ks.gov/services/ees/Pages/Food/FoodAssistance.aspx
Physical address:
Kansas Food Assistance Program, 915 SW Harrison St., Topeka, KS 66612

The Successful Families Program
The Successful Families Program provides support and employment services, as well as cash assistance to eligible low income families.

Phone number: 1-888-369-4777
Website: www.dcf.ks.gov/services/ees/Pages/Cash/TAF.aspx
Physical address:
The Successful Family Program, 915 SW Harrison St., Topeka, KS 66612

Low Income Energy Assistance Program (LIEAP)
Low Income Energy Assistance Program (LIEAP) aims to assist residents with home heating and cooling cost. If you are low income, disabled or elderly you may be eligible for a financial benefit to cover a portion of your yearly energy needs.

Phone number: 1-800-432-0043
Website: www.dcf.ks.gov/services/ees/Pages/Energy/EnergyAssistance.aspx
Physical address:
Kansas Energy Division, Kansas Corporation Commission, 1500 SW Arrowhead Road, Topeka, KS 66604-4074

Kansas HealthWave
This program offers Kansas residents low-cost health coverage for children and their parents. This program may also cover the cost of existing medical bills.

Phone number: 1-800-792-4884
1-800-792-4292
Website: www.kancare.ks.gov/apply.htm
Physical address:
Kansas HealthWave, P.O. Box 3599
Topeka, KS 66601

The Kansas Weatherization Assistance Program (K-WAP)
Qualified households in Kansas can lower the cost of their energy bills through weatherization efforts provided by the Kansas Weatherization Assistance Program (K-WAP).

Phone number: 1-800-752-4422
1-785-217-2001
Website: www.kshousingcorp.org/weatherization.aspx
Physical address:
Kansas Weatherization Assistance Program (KWAP), 611 S. Kansas Avenue, Suite 300 Topeka, KS 66603-3803

Kentucky

Supplemental Nutrition Assistance Program (SNAP)
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-502-564-7050
Website: chfs.ky.gov/dcbs/dfs/foodstampsebt.htm
Physical address:
Supplemental Nutrition Assistance Program (SNAP), 275 E. Main St., 3E-I
Frankfort, KY 40621

The Low Income Home Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization services.

Phone number: 1-502-564-3440
1-800-456-3452
Website: chfs.ky.gov/dcbs/dfs/liheap.htm
Physical address:
LIHEAP, 275 E. Main St., 3E-I
Frankfort, KY 40621

Louisiana

Family Independence Temporary Assistance Program (FITAP)
This temporary assistance program offers low-income families with children cash assistance to meet their basic needs.

Phone number: 1-225-342-2346 1-888-524-3578
Website: www.dss.state.la.us/index.cfm?md=pagebuilder&tmp=home&pid=139
Physical address:
FITAP, 627 N. Fourth St. Baton Rouge, LA 70802

Phone number: 1-800-221-5689 1-225-219-0351
Website: www.dss.state.la.us/index.cfm?md=pagebuilder&tmp=home&pid=93
Physical address:
SNAP, Southern University Agricultural Research & Extension Center
P.O. Box 10010 Baton Rouge, LA 70813

Temporary Assistance to Needy Families
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-225-342-3950 1-800-706-8263
Website: www.dcfs.louisiana.gov/index.cfm?md=pagebuilder&tmp=home&nid=207&pnid=158&pid=56
Physical address:
Temporary Assistance to Needy Families 1201 North Third Street
Commissioners Office, Suite 7-230

Main

Low Income Home Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist homeowners or renters who are low-income, disabled, or elderly residents with home heating cost.

Phone number: 1-207-624-5708 1-207-626-4603
Website: http://www.mainehousing.org/programs-services/energy/energydetails/low-income-assistance-plan
Physical address:
LIHEAP, 353 Water Street, Augusta Maine 04330

Western Maine Community Action Fuel/Energy Assistance Program
Low income individuals in the western Maine area may qualify for financial assistance in paying their energy bills through the Fuel Assistance Program.

Phone number: 1-800-645-9396 1-207-645-3764
Website: www.thecommunityconnector.org/directory/profile/western-maine-community-action-fuelenergy-assistance-program/category/agenciesorganizations-with-housing-programs
Physical address:
Western Maine Community Action Fuel/ EAP, PO Box 200
East Wilton, ME 04234

Alternative Aid Assistance
Alternative Aid Assistance offers employment services and temporary financial benefits through vouchers worth up to the equivalent of three months of TANF benefits.

Phone number: 1-800-442-6003 1-207-624-4168
Website: www.maine.gov/dhhs/ofi/index.html
Physical address:
Alternative Aid Assistance, 11 State House Station
Whitten Road
Augusta, ME 04333

Parents as Scholars
Parents attending a two to four year postsecondary programs may qualify for a monthly financial benefit through the Parents as Scholars program.

Phone number: 1-800-452-1926 1-207-624-8000
Website: www.maine.gov/dhhs/ofi/index.html
Physical address:
Parents as Scholars 219 Capitol Street
Augusta, ME 04333

Maryland

Temporary Cash Assistance
This program administers cash assistance benefits to eligible low-income families with dependents to meet basic needs. This program aims to further provide preparation programs to ensure cash assistance is a temporary solution.

Phone number: 1-800-332-6347
Website: dhr.maryland.gov/weathering-tough-times/temporary-cash-assistance/
Physical address:
Temporary Cash Assistance 311 West Saratoga Street, Baltimore, MD 21201

Emergency Assistance to Families with Children (EAFC)
If you have dependent child you may be eligible for emergency cash assistance for the use of bills, rent, or emergencies through the Emergency Assistance to Families with Children (EAFC) program.

Phone number: 1-800-332-6347
Website: dhr.maryland.gov/weathering-tough-times/emergency-assistance/
Physical address:
DHR Constituent Services Unit 311 West Saratoga Street Baltimore, MD 21201

Maryland Energy Assistance Program (MEAP)
The Maryland Energy Assistance Program (MEAP) helps eligible households with their energy costs.

Phone number: 1-800-352-1446
Website: dhr.maryland.gov/office-of-home-energy-programs/
Physical address:
Office of Home Energy Programs 311 West Saratoga St.
Baltimore, MD 21201

Food Supplement Program (FSP)
The Food Supplement Program (FSP) is a government assistance program formally known as Food Stamps. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-800-332-6347
Website: dhr.maryland.gov/food-supplement-program/
Physical address:
Food Supplement Program 311 West Saratoga Street, Baltimore, MD 21201

Massachusetts

SNAP, the Supplemental Nutrition Assistance Program
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-800-249-2007
Website: www.mass.gov/snap-benefits-food-stamps
Physical address:
SNAP, Department of Transitional Assistance
600 Washington Street
Boston, MA 02111

Transitional Aid to Families with Dependent Children (TAFDC)
Sometimes known as welfare, TAFDC offers cash benefits and health insurance to low income families with children to insure that basic needs are being met.

Phone number: 1-800-249-2007 1-800-445-6604
Website: www.mass.gov/service-details/check-eligibility-for-tafdc
Physical address:
TAFDC, Department of Transitional Assistance600 Washington St.
Boston, MA 02111

Michigan

Michigan Home Heating Assistance Programs
This list provided by the Departments of Human Services in Michigan gives residents access to a variety of financial assistance programs with relation to home energy costs.

Phone number: 1-800-450-7260
Website: www.michigan.gov/mdhhs/0,5885,7-339-71547_5531_62128—,00.html
Physical address:
Department of Human Services
235 S. Grand Ave.
P.O. Box 30037
Lansing, Michigan 48909

Project FRESH – Farmer’s Market Nutrition Program
Project FRESH provides low-income and hungry residents with locally grown produce.

Phone number: 1-517-373-3740
1-517-335-9030
Website: www.michigan.gov/mdhhs/0,5885,7-339-71547_4910_4921—,00.html
Physical address:
Project Fresh, Capitol View Building
201 Townsend Street
Lansing, Michigan 48913

Weatherization Assistance Program (WAP)
Weatherization Assistance Program (WAP) aims to assist low-income homeowners and renters with their heating costs through free weatherization services.

Phone number: 1-517-373-2035
Website: energy.gov/eere/wipo/weatherization-and-intergovernmental-programs-office
Physical address:
Department of Human Services
P.O. Box 30037
Lansing, Michigan 48909

Michigan Medicare/Medicaid Assistance Program (MMAP)
The federally funded program Medicaid provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-800-803-7174
Website: mmapinc.org/
Physical address:
MMAP, 6105 West St. Joseph
Suite 204
Lansing, MI. 48917-4850

Minnesota

Energy Assistance Program
The Energy Assistance Program (EAP) aims to assist low-income homeowners and renters with their heating costs through financial benefits

Phone number: 1-800-657-3710
1-651-539-1882
Website: accel.minnesotaenergyresources.com/home/lieap.aspx
Physical address:
Minnesota Department of Commerce Division of Energy Resources
85 7th Place East, Suite 500
St. Paul, MN 55101

Food Support Program
The programs assiciated with Minnesota’s Food Support Program all offer food assistance to low income households and individuals.

Phone number: 1-800-657-3698
1-888-711-1151
Website: mn.gov/dhs/partners-and-providers/program-overviews/economic-supports-cash-food/
Physical address:
Food Support Program PO Box 64979
St. Paul, MN 55164-0979

Medical Assistance
The federally funded program Medicaid provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-651-431-2670
1-800-657-3739
Website: mn.gov/dhs/
Physical address:
Please reference website for your nearest location

Mississippi

TANF – Temporary Assistance for Needy Families
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families with children up to the age of 18. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-800-345-6347
1-601-359-4500
Website: www.mdhs.ms.gov/temporary-assistance-for-needy-families-(tanf)/
Physical address:
TANF, Mississippi Department of Human Services 750 North State St., Jackson, MS 39202

Division of Economic Assistance Food Stamps Program
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps, coordinated state-wide through the Mississippi Department of Human Services. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-800-948-3050
1-601-359-4419
Website: www.mdhs.state.ms.us/supplemental-nutrition-assistance-program-%28snap%29/
Physical address:
SNAP, Missippi Department of Human Services 750 North State Street Jackson, MS 39202

Missouri

Food Stamps
The federal and state funded Food Stamp Program provides eligible households with food assistance through Missouri Electronic Benefits transfer (EBT). If you’re in an eligible low-income household, you could receive these benefits to cover a portion of your food cost.

Phone number: 1-573-522-8024
1-855-373-4636
Physical address:
Food Stamps, 221 West High Street
P.O. Box 1527
Jefferson City, MO 65102-1527

Low Income Home Energy Assistance
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating cost through financial assistance from October up to and including March.

Phone number: 1-573-522-8024
Website: dss.mo.gov/fsd/energy-assistance/index.htm
Physical address:
LIHEAP- Missouri Department of Social Services, 221 West High Street
P.O. Box 1527
Jefferson City, MO 65102-1527

Montana

Low-Income Energy Assistance
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating cost through financial assistance.

Phone number: 1-800-332-2272
1-406-444-5622
Website: dphhs.mt.gov/hcsd/energyassistance
Physical address:
Montana Public Health and Human Services- LIHEAPPO Box 4210 , Helena MT 59604-4210

Phone number: 1-866-850-1556
1-406-444–1788
Website: dphhs.mt.gov/hcsd/snap/index
Physical address:
SNAPHuman & Community Services Division111 N Jackson Street PO Bo 202925 Helena, MT 59620-5902

Phone number: 1-406-444-1917
1-800-332-2272
Website: dphhs.mt.gov/hcsd/tanf/tanfeligibility
Physical address:
Temporary Assistance for Needy Families (TANF) 206 N. Broadway Red Lodge, MT 59068

Nebraska

Nebraska Low Income Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization services.

Phone number: 1-402-471-3121
1-800-254-4202
Website: dhhs.ne.gov/children_family_services/Pages/fia_energy.aspx
Physical address:
Nebraska Department of Health & Human Services
301 Centennial Mall South, Lincoln, Nebraska 68509

Supplemental Nutrition Assistance Program (SNAP) {formerly Food Stamps}
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-402-323-3900
1-800-383-4278
Website: dhhs.ne.gov/children_family_services/Pages/fia_fstamps.aspx
Physical address:
SNAP, Nebraska Department of Health & Human Services
301 Centennial Mall South, Lincoln, Nebraska 68509

Emergency Cash Assistance Program
In Nebraska, families with children can qualify for cash assistance in times of emergency from the Emergency Cash Assistance Program.

Phone number: 1-402-471-3121
Website: dhhs.ne.gov/children_family_services/Pages/fia_emergencyassist.aspx
Physical address:
Emergency Cash Assistance Program
P.O. Box 95044
Lincoln, NE 68509-5044

Nevada

The Community Food Bank of Clark County
The Community Food Bank of Clark County service helps by providing food to low-income Las Vegas residents and unemployed individuals.

Phone number: 1-702-643-0074
Website: www.homelessshelterdirectory.org/cgi-bin/id/foodbank.cgi?foodbank=2315
Physical address:
Community Food Bank Clark County, 4168 N Pecos Rd
Las Vegas, NV 89115

Energy/Utilities Emergency Assistance
Nevada provides two programs to help reduce the cost of utilites. If you are eligible, these programs can offer financial assistance by covering a portion of your energy bill, or can offer weatherization services to reduce your future energy costs.

Phone number: 1-775-684-0731
1-800-992-0900
Website: www.nvenergy.com/home/assistance/nvenergyconnection.cfm
Physical address:
State of Nevada Energy Assistance Program, 1470 E. College Parkway
Carson City, NV 89706

Phone number: 1-775-684-0800
Website: dwss.nv.gov/?TANF.html
Physical address:
Temporary Assistance for Needy Families (TANF) 2533 North Carson Street, Suite 200 Carson City, NV 89706

New hampshire

Medicaid Program
The federally funded program Medicaid provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-603-271-4344
1-800-852-3345 x4344
Website: www.dhhs.nh.gov/ombp/medicaid/index.htm#about
Physical address:
Medicaid Program, Dept of Health and Human Services 97 Pleasant Street
Concord, NH 03301

Food Stamp Program
The federal and state funded Food Stamp Program provides eligible households with food assistance through monthly food benefits. If you’re in an eligible low-income household, you could receive these benefits to cover a portion of your food cost.

Phone number: 1-603-271-9700
1-800-852-3345 x9700
Website: www.dhhs.nh.gov/dfa/foodstamps/index.htm
Physical address:
Food Stamp Program Division of Family Assistance
NH Department of Health & Human Services
129 Pleasant Street
Concord, NH 03301

Fuel Assistance Program (FAP)
The New Hampshire Fuel Assistance Program (FAP) assists eligible low income residents with financial aid regarding energy costs, as well as emergency services such as fuel delivery.

Phone number: 1-603-271-2155
1-603-271-2615
Website: www.nh.gov/osi/energy/programs/fuel-assistance/
Physical address:
NH Office of Energy and Planning
Governor Hugh J. Gallen State Office Park
Johnson Hall, 3rd Floor 107 Pleasant Street Concord, NH 03301

New Jersey

New Jersey Food Stamps
The federal and state funded Food Stamp Program provides eligible households with food assistance through monthly food benefits. If you’re in an eligible low-income household, you could receive these benefits to cover a portion of your food cost.

Phone number: 1-856-582-9200
1-800-687-9512
Website: www.nj.gov/humanservices/dfd/programs/njsnap/
Physical address:
New Jersey Food Stamps, 400 Holly Dell Dr Sewell, NJ 08080

New Jersey Energy Assistance
The New Jersey Energy Assistance program aims to assist low-income residents with home heating and cooling cost through financial assistance and emergency energy services.

Phone number: 1-866-240-1347
Website: www.state.nj.us/dca/divisions/dhcr/offices/eap.html
Physical address:
New Jersey Energy Assistance Department of Community Affairs
PO Box 800
Trenton, NJ 08625-0800

New Mexico

Phone number: 1-888-473-3676
Website: www.hsd.state.nm.us/LookingForAssistance/Temporary_Assistance_for_Needy_Families.aspx
Physical address:
TANF, New Mexico Human Services Dept. 2009 S. Pacheco, Pollon Plaza • Santa Fe, NM 87504

Supplemental Security Income (SSI)
If you are disabled, blind, or over the age of 65 with little to no income you could be eligible for Supplemental Security Income (SSI). This program is a financial assistance program that is federally funded for those who demonstrate a financial need and are unable to provide for themselves.

Phone number: 1-800-772-1213
Website: www.sharenm.org/knowledgebase/resourceAssistanceTopic.php?topic=3025
Physical address:
SSI, NM Office 4300 Cutler NE
Albuquerque, New Mexico 87110

Phone number: 1-800-283-4465
Website: www.hsd.state.nm.us/LookingForAssistance/Low_Income_Home_Energy_Assistance_Program.aspx
Physical address:
LIHEAP, Human Services Department
P.O. Box 2348 Pollon Plaza
Santa Fe, NM 87504-2348

Supplemental Nutrition Assistance Program (SNAP)
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps, coordinated state-wide through the New Mexico Department of Human Services. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-800-432-6217
1-877-993-3637
Website: www.hsd.state.nm.us/LookingForAssistance/Supplemental_Nutrition_Assistance_Program__SNAP_.aspx
Physical address:
SNAP, New Mexico Human Services Dept. 2009 S. Pacheco
Pollon Plaza
Santa Fe, NM 87504

New Mexico Energy $mart Program
The New Mexico Energy $mart Program offers free weatherization services for low income renters and homeowners to reduce their energy costs.

Phone number: 1-505-345-4949
1-855-345-4949
Website: www.housingnm.org/homeowners/energysmart/
Physical address:
Central NM Housing Corporation, 703 Osuna Road NE, Suite #2 Albuqurque, NM 87113

New York

Food Bank for New York City
Using donations and funding through the help of corperations, nonprofits and government organizations the this Food Bank service helps by providing food, support services and information to low-income and unemployed individuals across New York City.

Phone number: 1-866-NYC-FOOD
Website: www.foodbanknyc.org/
Physical address:
Food Bank for New York City, 39 Broadway, New York, NY 10006

Home Energy Assistance Program (HEAP)
Home Energy Assistance Program (HEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and crisis services for those needing immediate utility services.

Phone number: 1-800-342-3009
1-845-452-2700
Website: otda.ny.gov/programs/heap/
Physical address:
HRA/HEAP
P.O. Box 1401
Church Street Station
New York, NY 10008

The Earned Income Tax Credit (EITC)
If you have a low or moderate income and are a resident of New York, you could qualify for tax credits to offset a portion of your taxes provided by the Federal, New York State, and New York City Earned Income Tax Credits (EITCs).

Phone number: 1-518-434-3100
Website: otda.ny.gov/workingfamilies/taxcredits.asp
Physical address:
The Earned Income Tax Credit (EITC) PO Box 7113 Albany, NY 12224

Phone number: 1-866-881-2809
Website: www.health.ny.gov/health_care/medicaid/#definition
Physical address:
Medicaid Initial Eligibility Unit
HRA/Medical Assistance Program
P.O. Box 2798
New York, NY 10117-2273

North Carolina

Low Income Energy Assistance Program (LIEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through yearly financial assistance and crisis services for those needing immediate utility services.

Phone number: 1-919-733-9370
1-800-688-6696
Website: www.dhhs.state.nc.us/dss/energy/index.htm
Physical address:
DHHS Mailing Address- 2001 Mail Service Center Raleigh, NC 27699-2001

North Carolina Food and Nutrition Services (FNS)
Food and Nutrition Services (FNS) run the North Carolina division of the Food Stamp Program which aims to provide eligible households with food assistance through monthly food benefits. If you’re in an eligible low-income household, you could receive these benefits to cover a portion of your food cost.

Phone number: 1-919-733-9370
1-919-527-6335
Website: www.ncdhhs.gov/assistance/low-income-services/food-nutrition-services-food-stamps
Physical address:
North Carolina Food and Nutrition Services (FNS) NC Division of Social Services
2401 Mail Service Center
Raleigh, NC 27699-2401

Emergency Assistance
If your family is experiencing a financial emergency you may be eligible for financial aid through the Emergency Assistance program of North Carolina.

Phone number: 1-919-527-6300
1-919-527-6335
Physical address:
Division of Social Services Albemarle Building 8th Floor 325 N. Salisbury St. Raleigh, NC 27601

Crisis Intervention Program
To help families with their heating and cooling needs, the Crisis Intervention Program (CIP) provides assistance in times of energy related emergencies.

Phone number: 1-919-733-3055
1-919-855-3200
Website: www.dhhs.state.nc.us/dss/crisis/index.htm
Physical address:
NC DHHS Division of Social Services Albemarle Building 8th Floor 325 N. Salisbury St. Raleigh, NC 27601

North Dakota

Phone number: 1-701-328-2332
1-800-755-2716
Website: www.nd.gov/dhs/services/financialhelp/foodstamps.html
Physical address:
Supplemental Nutrition Assistance Program (SNAP) Economic Assistance Policy Division
600 E Boulevard Avenue, Dept. 325
Bismarck ND 58505-0250

Low Income Home Energy Assistance Program
The North Dakota Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization and insulation services.

Phone number: 1-701-328-2332
1-800-755-2716
Website: www.nd.gov/dhs/services/financialhelp/energyassist.html
Physical address:
Low Income Home Energy Assistance Program Economic Assistance Policy Division
600 E Boulevard Dept 325 Bismarck ND 58505-0250

Medicaid
The as the North Dakota office of the federally funded program Medicaid provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-701-328-2321
1-800-755-2604
Website: www.nd.gov/dhs/services/medicalserv/medicaid/
Physical address:
MEDICAID North Dakota Department of Human Services
600 E Boulevard Ave, Dept 325
Bismarck, ND 58505-0250

Phone number: 1-701-328-2332
1-800-755-2716
Website: www.nd.gov/dhs/services/financialhelp/tanfjobs.html
Physical address:
TANF / JOBS ProgramsEconomic Assistance Policy Division
600 E Boulevard Dept 325
Bismarck ND 58505-0250

Ohio

Home Energy Assistance Program (HEAP)
Home Energy Assistance Program (HEAP) run by the Ohio Development Services Agency’s Office of Community Assistance (OCA) aims to assist low-income residents with home heating cost through financial assistance.

Phone number: 1-800-282-0880
Website: development.ohio.gov/is/is_heap.htm
Physical address:
HEAP
P.O. Box 1240
Columbus, Ohio 43216

The Emergency Food Assistance Program (TEFAP)
The Emergency Food Assistance Program (TEFAP) assists Ohio families in poverty receive food through local Food Banks.

Phone number: 1-703-305-2680
Website: www.fns.usda.gov/tefap/emergency-food-assistance-program-tefap
Physical address:
The Emergency Food Assistance Program (TEFAP) 3101 Park Center Drive, Room 504
Alexandria, VA 22302

Phone number: 1-800-324-8680
1-800-686-1516
Website: medicaid.ohio.gov/HOME.aspx
Physical address:
Ohio Dept of Medicaid 50 West Town Street, Suite 400, Columbus, Ohio 43215

Oklahoma

Temporary Assistance for Needy Families (TANF)
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families or guardians with children as determined by state regulations. This program aims to further provide employment services and programs to ensure cash assistance is a temporary solution.

Phone number: 1-405-521-4391
1-866-411-1877
Website: www.okdhs.org/services/tanf/Pages/TANFHome.aspx
Physical address:
TANF2400 N. Lincoln Blvd.
Oklahoma City, OK 73105

Phone number: 1-405-521-3444
1-866-411-1877
Website: www.okdhs.org/services/snap/Pages/default.aspx
Physical address:
SNAPOklahoma Department of Human Services P.O. Box 25352
Oklahoma City, OK 73125-0352

Low-Income Home Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents whose utilities are being threatened. They aim to offset some home heating and cooling cost through financial assistance and inexpensive weatherization.

Phone number: 1-405-521-3444
1-866-411-1877
Website: www.okdhs.org/services/liheap/Pages/UtilityServicesLIHEAPMain.aspx
Physical address:
LIHEAPSequoyah Memorial Office Building
2400 N. Lincoln Blvd.
Oklahoma City, OK 73105

Oregon

Oregon HEAT
Operating as a nonprofit organization, Oregon HEAT provides energy education and resources for low income residents and residents in emergency situations to meet their basic utility needs.

Phone number: 1-503-612-6300
Website: www.oregonenergyfund.org/heat-oregon-proudly-changes-their-name-to-oregon-energy-fund/
Physical address:
Oregon HEAT PO Box 127
Tualatin, Oregon 97062-0127

Temporary Assistance to Needy Families (TANF)
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-503-945-5944
Website: www.oregon.gov/DHS/ASSISTANCE/CASH/Pages/Apply-TANF.aspx
Physical address:
Temporary Assistance to Needy FamiliesDepartment of Human Services 500 Summer St NE Salem, OR 97301

Phone number: 1-503-945-5600
Website: www.oregon.gov/dhs/assistance/food-benefits/pages/index.aspx
Physical address:
Supplemental Nutrition Assistance Program (SNAP)Oregon Department of
Human Services
500 Summer St. NE
Salem, OR 97301

Pennsylvania

Temporary Assistance to Needy Families (TANF)
Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families with children as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-800-692-7462
Website: www.dhs.pa.gov/citizens/cashassistance/tanfandmovingtoindependence/index.htm
Physical address:
Room 431 Health and Welfare Building, Harrisburg, Pennsylvania 17120

Low-Income Home Energy Assistance Program (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance and inexpensive weatherization and insulation services.

Phone number: 1-570-296-6114
1-800-692-7462
Website: www.dhs.pa.gov/citizens/heatingassistanceliheap/index.htm
Physical address:
Pike County Assistance Office, Milford Professional Park Suite 101, 10 Buist Road Milford, PA 18377

Rhode Island

Phone number: 1-866-306-0270
1-401-462-5300
Physical address:
Providence Regional Family Center
206 Elmwood Avenue
Providence, RI 02907

South Carolina

Family Independence Program
The Family Independence (FI) is a program that temporarily helps families with dependants who are unable to meet basic needs by providing financial assistance, employment services, and training.

Phone number: 1-803-898-7601
1-800-768-5700
Website: dss.sc.gov/content/customers/finance/fi.aspx
Physical address:
Family Independence Program- TANF South Carolina
Department of Social Services
P.O. Box 1520
Columbia, SC 29202-1520

Phone number: 1-800-616-1309
1-800-768-5700
Website: dss.sc.gov/assistance-programs/snap/
Physical address:
Outreach Program at Clemson University University Center of Greenville 225 South Pleasantburg Dr. Greenville, SC 29607

South Dakota

Low Income Energy Assistance
Low-Income Energy Assistance Program (LIEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through yearly financial assistance and crisis services for those needing immediate utility services.

Phone number: 1-800-233-8503
Website: dss.sd.gov/economicassistance/energyassistance/lowincome.aspx
Physical address:
Office of Energy Assistance 206 W. Missouri Ave. Pierre, SD 57501

Weatherization Assistance
The Weatherization Assistance program offers weatherization services to low income households including disabled individuals, families with dependant children, and the elderly. These services aim to reduce future energy costs making it easier for residents to stay warm.

Phone number: 1-605-256-6518
1-800-233-8503
Website: dss.sd.gov/economicassistance/energyassistance/lowincome.aspx
Physical address:
Weatherization Assistance South Dakota Department of Social Services Office of Energy Assistance
910 East Sioux Ave.
Pierre, SD 57501

Phone number: 1-877-999-5612
1-605-773-3493
Website: dss.sd.gov/economicassistance/snap/
Physical address:
Social Services Dept. 700 Governors Dr Pierre, SD 57501

Temporary Assistance for Needy Families (TANF)
South Dakota Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-605-773-4678
Website: dss.sd.gov/economicassistance/tanf/
Physical address:
500 East Capitol, Pierre, SD 57501-5070

Tennessee

Phone number: 1-615-313-4700
1-866-311-4287
Website: www.tn.gov/humanservices/topic/families-first-tanf
Physical address:
Commissioner’s Office 400 Deaderick Street, 15th Floor
Nashville, TN 37243-1403

Food Stamp Program
The federally funded Food Stamp Program provides eligible households with food assistance through monthly food benefits. If you’re in an eligible low-income household, you could receive these benefits to cover a portion of your food cost.

Phone number: 1-866-311-4287
Website: www.tn.gov/foodstamps
Physical address:
Department of Human Services
400 Deaderick Street, 15th Floor
Nashville, TN 37243-1403

Home Energy Assistance (LIHEAP)
Low Income Home Energy Assistance Program (LIHEAP) aims to assist low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance.

Phone number: 1-615-313-3759
1-615-313-3755
Physical address:
Department of Human Services
400 Deaderick Street, 15th Floor Nashville, TN 37243-1403

Texas

North Texas Food Bank
The North Texas Food Bank (NTFB) offers education and food products through various non-profit organizations across Texas in order to provide nutritous food for those who need it.

Phone number: 1-214-330-1396
Physical address:
North Texas Food Bank
4500 S. Cockrell Hill Road Dallas, TX 75236-2028

Texas Medicaid Program
In Texas, the federally funded program Medicaid provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-800-925-9126
1-877-543-7669
1-800-647-6558
Website: hhs.texas.gov/services/health/medicaid-chip
Physical address:
Texas Medicaid Program
HHSC
P.O. Box 14200
Midland, TX 79711-4200

Phone number: 1-888-834-7406
1-888-425-6889
1-800-448-3927
Website: yourtexasbenefits.hhsc.texas.gov/programs/tanf/families
Physical address:
TANF
Texas Health and Human Services Commission
Brown-Heatly Building
4900 N. Lamar Blvd.
Austin, TX 78751-2316

Phone number: 1-888-834-7406
1-888-425-6889
Website: yourtexasbenefits.hhsc.texas.gov/programs/snap/
Physical address:
Supplemental Nutrition Assistance Program (SNAP)
701 W. 51st Street Austin, Texas 78751

Utah

Baby Your Baby
Baby Your Baby aims to provide temporary financial assistance to pregnant women to cover a protion of the cost of prenatal care.

Phone number: 1-800-826-9662
1-801-538-6003
Website: www.babyyourbaby.org/financial-help/
Physical address:
Baby Your Baby
Utah Department of Health
P.O. Box 141010
Salt Lake City, UT 84114-1010

Home Energy Assistance Target (HEAT) Program
The Home Energy Assistance Target (HEAT) program offers financial assistance with landline and energy bills to meet basic needs.

Phone number: 1-866-205-4357
Website: jobs.utah.gov/housing/seal/heat.html
Physical address:
Home Energy Assistance Target (HEAT)
Utah Dept. of Workforce Services
1385 South State Street, 4th Floor
Salt Lake City, Utah 84115

Vermont

Medicaid
Medicaid provides funding for medical and healthcare services for eligible citizens as specified by state restrictions. To qualify, residents must meet a certain level of income, age, and health status.

Phone number: 1-800-250-8427
1-800-479-6151
Physical address:
MEDICAID
Green Mountain Care Board
89 Main Street, Third Floor, City Center
Montpelier, Vermont 05620

Reach Up in Vermont (TANF)
Reash Up is Vermont’s division of Temporary Assistance for Needy Families (TANF) provides monthly cash assistance benefits to eligible low-income families as determined by state regulations. This program aims to further provide employment services to ensure cash assistance is a temporary solution.

Phone number: 1-800-287-0589
1-800-479-6151
Website: dcf.vermont.gov/benefits/reachup
Physical address:
Reach Up in Vermont (TANF)
Benefits Service Center 103 South Main Street
Waterbury, VT 05676-1201

Seasonal Fuel Assistance
Vermont’s Seasonal Fuel Assistance (Home Heating Assistance) offers financial assistance to eligible households to cover a portion of your home heating needs.

Phone number: 1-800-479-6151
1-802-241-1165
Website: dcf.vermont.gov/benefits/fuel-assistance
Physical address:
Office of Home Heating Fuel Assistance
103 South Main Street
Waterbury, VT 05671-1201

3SquaresVT (Food Stamps)
The Supplemental Nutrition Assistance Program (SNAP), is known in Vermont as 3SquaresVT, and is formally known as Food Stamps. This program provides funding to low income households and the unemployed to buy nutritious food.

Phone number: 1-800-479-6151
1-800-642-5119
Website: dcf.vermont.gov/benefits/3SquaresVT
Physical address:
3SquaresVT
DCF/Economic Services Division
Application and Document Processing Center
103 South Main Street
Waterbury, VT 05671-1500

Virginia

Energy Assistance (EA)
The Energy Assistance program of Virginia offers emergency energy services when eligible residents are unable to meet their home heating needs.

Phone number: 1-804-726-7000
1-800-552-3431
Website: www.dss.virginia.gov/benefit/ea/
Physical address:
Virginia Energy Assistance –
Virginia Department of Social Services (VDSS)
801 E. Main Street
Richmond, VA 23219-2901

Phone number: 703-324-3000
Website: www.dss.virginia.gov/benefit/snap.cgi
Physical address:
Supplemental Nutrition Assistance Program Fairfax
12011 Government Center Parkway
Fairfax, VA 22035

2-1-1 VIRGINIA
2-1-1 VIRGINIA callcenter can offer connections to resources and programs available for those looking for assistance within your community.

Phone number: 211
Website: 211.getcare.com/consite/
Physical address:
2-1-1 VIRGINIA
PO Box 598
Roanoke, VA 24004

Washington

Emergency Food Network
The Emergency Food Network offers access to more than 70 programs for low income residents seeking emergency food assistance.

Phone number: (253) 584-1040
Website: www.efoodnet.org/
Physical address:
Emergency Food Network3318 92nd Street South
Lakewood, WA 98499

Tri-Cities Food Bank
Tri-Cities Food Bank offers individuals in Benton City, Kennewick and Richland emergency food services and refferals to other emergency assistance programs in the area.

Phone number: (509) 943-2795
Website: www.tricitiesfoodbank.org/
Physical address:
Tri-Cities Food Bank321 Wellsian Way, Richland, WA, 99352,

Volunteer Food & Resource Center
The Volunteer Food & Resource Center provides low income residents with emergency food and resources within and surrounding the Colville area.

Phone number: (509) 684-2971
Physical address:
Colville Food Bank210 South Wynne, Colville, WA, 99114

West Seattle Food Bank
The West Seattle Food Bank helps individuals and families in need meet their basic needs though access to nutritious food.

Phone number: (206) 932-9023
Website: www.westseattlefoodbank.org/
Physical address:
West Seattle Food Bank3419 Southwest Morgan Street
Seattle, WA 98126

Bellingham Food Bank/Alternatives to Hunger
This organization offers assistance to low-income residents of Bellingham through weekly food allowances to meet their basic needs until they are able to become self-sufficient.

Phone number: (360) 676-0392
Website: www.bellinghamfoodbank.org
Physical address:
Bellingham Food Bank1824 Ellis Street
Bellingham, WA 98225

Washington DC

Capital Area Food Bank Hunger Lifeline
Capital Area Food Bank (CAFB) Hunger Lifeline program aids individuals in need of emergency food assistance through a referral program within their network of partners.

Phone number: 1-202-644-9807
1-202-644-9800
Website: www.capitalareafoodbank.org/learn/getting-help
Physical address:
Capital Area Food Bank
4900 Puerto Rico Avenue, NE
Washington, DC 20017

The Utility Discount Programs
The Utility Discount Program assists eligible low income residents with the cost of their utilities. Eligible residents must meet the guidelines set out by the U.S. Department of Health and Human Services.

Phone number: (202) 576-8000
(202) 727-5355
Website: doee.dc.gov/udp
Physical address:
The Utility Discount Programs 1207 Taylor St.
W. Washington, DC 20011

Low Income Home Energy Program
DDOE runs the District’s Low Income Home Energy Assistance Program (LIHEAP) which aims to assist low-income, disabled, or elderly residents whose heating has been disconnected or who have received notice of disconnection.

Phone number: 1-202-673-6750
1-202-535-2600
Website: ddoe.dc.gov/liheap
Physical address:
LIHEAP District Dept of the Environment 1200 First Street NE, Washington, DC 20002

West Virginia

West Virginia Supplemental Nutrition Assistance Program (SNAP)
The Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps. This program provides monthly funding to low income households and unemployed residents to buy nutritious food.

Phone number: 1-800-642-8589
1-304-558-3733
Website: www.benefits.gov/benefits/benefit-details/1591
Physical address:
WV SNAP
West Virginia Family Nutrition Program
3110 MacCorkle Ave., SE
Charleston, WV 25304

West Virginia Bureau for Medical Services
West Virginia Bureau for Medical Services is the office of the federally funded program Medicaid, which provides funding for medical and healthcare services for eligible citizens with limited resources. To qualify, residents must meet a certain level of income, resources and citizenship.

Phone number: 1-304-558-7892
Website: www.dhhr.wv.gov/bms/Pages/default.aspx
Physical address:
WV Bureau for Medical Services
Room 251
350 Capitol Street
Charleston, WV 25301

Wisconsin

Wisconsin Home Heating Assistance Programs
The Wisconsin Home Energy Assistance Program (WHEAP) helps eligible households with the cost of heating their homes. If you are low-income, disabled, or an elderly resident, you could be eligible for utility benefits.

Phone number: 1-608-267-3680
1-866-432-8947
Website: homeenergyplus.wi.gov/category.asp?linkcatid=239
Physical address:
Home Energy +
PO Box 7868
Madison, Wisconsin 53707-7868

Home Weatherization
The Home Weatherization program offers weatherization services to eligible low income households and those with limited resources. These services aim to reduce future energy costs making it easier for residents to fund their energy needs.

Phone number: 1-414-873-4945
Website: www.weatherizationservices-wi.com
Physical address:
Weatherization Services
3252 N 81st Street Milwaukee, WI 53222-3812

Wyoming

Wyoming Supplemental Nutrition Assistance Program (SNAP)
The Wyoming Supplemental Nutrition Assistance Program (SNAP), is a government assistance program formally known as Food Stamps. This program provides monthly funding to low income households and unemployed residents to buy nutritious food as well as providing connections to other assistance programs.

Phone number: 1-877-290-9401
Website: dfsweb.wyo.gov/economic-assistance/snap
Physical address:
Supplemental Nutrition Assistance Program (SNAP)
2300 Capitol Ave Third Floor Hathaway Building Cheyenne, WY 82002

Heating Assistance (LIEAP)
Low Income Energy Assistance Program (LIEAP) aims to assist eligible low-income, disabled, or elderly residents with home heating and cooling cost through financial assistance paid on your behalf. This program runs from October through February and is dependent on household factors set out by the state.

Phone number: 1-307-347-6181
1-800-246-4221
Website: dfsweb.wyo.gov/economic-assistance/lieap
Physical address:
Heating Assistance (LIEAP)
400 East 1st Street,Ste. 206Casper, WY 82601

Unemployment Insurance Division
Unemployment Insurance offers temporary assistance to individuals who unemployed or who have lost their job without fault. If you are unemployed, seeking employment, and meet other requirements set out by your state, you may qualify for temporary benefits.

Phone number: 1-307-473-3789
1-307-235-3264
Website: www.benefits.gov/benefits/benefit-details/1831
Physical address:
Unemployment Insurance Division
100 W. MidwestP.O. Box 2760Casper, WY 82602