Acquire a Indiabulls Financed Home in Delhi

Spiraling property prices, add to that negative reports from the real estate developers, isn't an encouraging sign for those looking to buy a new property. With real estate prices spiraling up by the day and interest rates of the bank being not so forgiving, prospective home buyers are often left in lurch as to how to make both ends meet with limited resources. Adding insult to their injury is the rising inflation levels, often leaving the masses with lesser disposable income in their hands. Owning a flat or residential unit in Delhi has been a dream for many. However, with Indiabulls, dreams aren't just dreams anymore! Indiabulls, since its inception, has been helping people realize their dream of owning a property with the help of easily repayable Indiabulls home loan.

An Introduction to Indiabulls:

Standing true to its tagline 'Quality. On Time.' , Indiabulls home finance pvt ltd has been consistently delivering its services in the space of home loan, online trading, equities, currency derivatives, commodities trading and other related areas. With a pan-India presence and a wide client base, Indiabulls boasts of state-of the-art infrastructure, manned by in-house experts assisting customer queries round-the-clock. Indiabulls product and services umbrella ranges from financial services, securities to real estate and power.

Indiabulls Home Loans:

Home loans from Indiabulls are known for their customized nature, customer-friendly rates of interest, simplified documentation, instant approval and speedy approval, along with a host of other features making it an irresistible package. Some of home loan features from the financial institute can be summarized as follows:

Attractive interest rates with a tenor of up to 20 years.Speedy loan approval and disbursal with minimum documentation.Funding of various properties like plots, flats, apartment etc.Balance transfer facility on existing loans.Customized loan structuringDoorstep facility

Indiabulls offers competitive services and friendly interest rates. Indiabulls bank rates for home loans are linked to +/- of Prime Lending Rate (PLR) / Floating Reference Rate (FRR) of the company. At present, home loan rate of interest varies from 10.75% – 16%.

Indiabulls home loans can be availed and easily be sanctioned provided proper submission of documents and other formalities are ensured. It requires a set of documents to be furnished before home loan approval and submissions. Following documents are required:

Application form: duly signedProcessing Fee ChequeKnow Your Customer documents: Name & date of birth proof, address proof, signature proof, identity proofIncome documents

– If salaried: Salary slips, Form 16 and bank statement

– If self employed: ITRs with financial statements, Bank statement

Property Documents

While applying for a Indiabulls home loan, an applicant may have to meet its eligibility criteria. Indiabulls home loan eligibility calculator needs a certain set of data to be entered by the applicant to arrive at his/her eligibility status based on his nature of employment.

The calculator requires pertinent information like:

Nature of employment, which can be salaried, self employed or professional.AgeTenor : for salaried and professional, maximum loan tenor can be 20 years while for self employed professional, its 15 years.Rate of interestNet monthly income after deducting existing EMIsMaximum EMI capacityProperty valueLoan amount required.

The above set of data may help an applicant arrive at the figures of eligible loan amount and EMI.

Be it the Gulmohar Lane, South Delhi, Rohini or any other posh locality in Delhi, Indiabulls, with its wide network is always close to the one who is aspiring to acquire a property in the capital city.

Moneylaxmi.com is a Insurance company . Each home loan applicant, aspiring to seek housing finance assistance from Indiabulls bank needs to meet the Indiabulls bank home loan eligibility criteria.

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